At NJ our Service and Investing philosophy inspire and shape the thoughts, beliefs, attitude, actions and decisions of our employees. If NJ would resemble a body, our philosophy would be our spirit which drives our body.

Service Philosophy:
Our primary measure of success is customer satisfaction . We are committed to provide our customers with continuous, long-term improvements and value-additions to meet the needs in an exceptional way. In our efforts to consistently deliver the best service possible to our customers, all employees of NJ will make every effort to:

		think of the customer first, take responsibility, and make prompt service to the customer a priority
		deliver upon the commitments & promises made on time
		anticipate, visualize, understand, meet, exceed our customer's needs
		bring energy, passion & excellence in everything we do
		be honest and ethical, in action & attitude, and keep the customer’s interest supreme
		strengthen customer relationships by providing service in a thoughtful & proactive manner and meet the expectations, effectively

Investing Philosophy:
We aim to provide Need-based solutions for long-term wealth creation We aim to provide all customers of NJ, directly or indirectly, with true, unbiased, need-based solutions and advice that best meets their stated & un-stated needs. In our efforts to provide quality financial & investment advice, we believe that .

		Clients want need-based solutions, which fits them
		Long-term wealth creation is simple and straight
		Asset-Allocation is the ideal & the best way for long-term wealth creation
		Educating and disclosing all the important facets which the customer needs to be aware of, is important
		The solutions must be unbiased, feasible, practical, executable, measurable and flexible
		Constant monitoring and proper after-sales service is critical to complete the on-going process

At NJ our aim is to earn the trust and respect of the employees, customers, partners, regulators, industry members and the community at large by following our service and investing philosophy with commitment and without exceptions.